Things Typical Insurance Doesn’t Always Cover MABA Massachusetts HomeInsurance HomeBuyers

We put so much hope into the homeowner’s insurance policies. They keep our homes safe. They make us feel better. There’s a catch. The home insurance policies aren’t as strong as you may think. They’re totally different and cover completely different worst-case scenarios. Here’s a quick overview of the most common things typical homeowner insurance doesn’t cover.

1) Home renovations:

Here’s something you should be aware of when it comes to renovation works. You need a special policy to cover all potential risks. Even if your contractor comes with a builder’s risk policy, you are still far away from the safe zone. The paradox is that this policy covers new construction works, but not the renovations of the existing structures. In plain English, if you are up to some cosmetic updates to make your home cozier, there’s nothing to worry about. However, if you need to replace your roof then your standard homeowner insurance just isn’t enough. Play smart and ensure peace of mind for your loved ones by investing in additional homeowner insurance policies.

2) Earthquake damages

The bitter truth is that even………………

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